If you do not have overdraft protection or courtesy pay, scheduled transfers set up on NEFCUOnline will not be processed if the full amount of the funds is not available. You will receive an email notification that your transfer failed. If additional transfers are still scheduled, they will be processed as planned if the funds are available.

If you have overdraft protection or courtesy pay, scheduled transfers set up on NEFCUOnline will still be processed even if the full amount of the funds is not available. Any applicable fees will also be applied.